Your privacy.Protected by design.

Introduction

Bluprint Solutions Inc. (“Bluprint Solutions,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal and financial information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit www.bluprintsolutions.com or www.bluprintservices.com (together, the “Site”), or use our credit repair and credit services (the “Services”).

Because we provide credit-related services, we may handle sensitive personal and financial information. Please read this Privacy Policy carefully. By accessing or using our Site or Services, you acknowledge the practices described in this Policy. If you do not agree with this Policy, please do not use our Site or Services.

Information We Collect

Information you provide directly

When you request information, enroll, create an account, or communicate with us, you may provide:

• Identifying information such as your name, mailing address, email address, and telephone number.
• Sensitive identifiers such as your Social Security number or Individual Taxpayer Identification Number and date of birth, when required to review your credit file or perform authorized services.
• Financial information such as credit reports, credit scores, account balances, payment history, disputed items, and other information contained in your consumer credit files.
• Payment information such as credit or debit card details, bank account information, or other billing information used to pay for Services.
• Copies of government-issued identification, utility bills, or other documents used to verify your identity.
• Other information you choose to provide when you contact us, respond to surveys, submit forms, or communicate with our team.

Information collected automatically

When you visit the Site, we may automatically collect information about your device and browsing activity, including your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of your visits. We may collect this information through cookies and similar technologies.

Information from third parties

With your authorization, we may receive credit reports and related information from consumer reporting agencies, credit-monitoring providers, creditors, furnishers, identity-verification providers, and other third-party sources needed to perform the Services.

How We Use Your Information

We may use the information we collect:

• To provide, operate, and deliver our credit repair and credit services, including reviewing credit files and communicating authorized disputes to credit bureaus, creditors, and furnishers.
• To create and manage your account and verify your identity.
• To process payments and manage billing.
• To communicate with you about your account, respond to inquiries, and provide customer support.
• To send service notices, updates, appointment reminders, and, where permitted, marketing communications.
• To improve, personalize, secure, and analyze our Site and Services.
• To comply with applicable law, regulations, contractual obligations, and legal processes.
• To detect, prevent, and address fraud, security incidents, prohibited conduct, and unlawful activity.

How We Share Your Information

We do not sell your personal information. We may disclose information only as described below:

• Credit bureaus, creditors, and furnishers. With your written authorization, we may share information necessary to dispute inaccurate, incomplete, outdated, or unverifiable information and otherwise perform the Services.
• Service providers. We may share information with vendors that support payment processing, secure data hosting, customer relationship management, communications, identity verification, analytics, and other business operations. They may use the information only to provide services to us and must protect it according to their obligations.
• Legal and safety purposes. We may disclose information when required by law, legal process, or government request, or when reasonably necessary to protect rights, safety, security, or prevent fraud.
• Business transfers. Information may be transferred in connection with a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, subject to applicable law and this Policy.
• With your consent. We may share information for another purpose disclosed to you or authorized by you.

Mobile information and text-message consent

Mobile telephone information and text-message opt-in consent will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes. This restriction does not prevent sharing with vendors that provide messaging services on our behalf or disclosures required by law. Message frequency may vary, and message and data rates may apply. You may reply STOP to opt out of text messages or HELP for assistance.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal and financial information against unauthorized access, use, alteration, and disclosure. These measures may include encryption, secure systems, access controls, monitoring, and staff training.

No internet transmission or electronic storage method is completely secure. We therefore cannot guarantee absolute security. You are responsible for protecting your passwords, account credentials, and devices and for promptly notifying us of suspected unauthorized access.

Data Retention

We retain personal information for as long as reasonably necessary to provide Services, maintain accounts, satisfy recordkeeping and legal obligations, resolve disputes, enforce agreements, and protect our rights. When information is no longer needed, we may securely delete, destroy, or de-identify it in accordance with applicable law and our retention practices.

Your Rights and Choices

Depending on your state of residence and applicable law, you may have the right to:

• Request access to personal information we maintain about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of information, subject to legal and operational exceptions.
• Opt out of marketing emails by using the unsubscribe link or contacting us.
• Opt out of text messages by replying STOP.
• Withdraw consent where processing is based on consent, recognizing that withdrawal may affect our ability to provide certain Services.

Credit-repair clients also receive cancellation rights and required disclosures through their written Service Agreement and applicable federal and state law. To submit a privacy request, use the contact information in Section 12. We may need to verify your identity before completing a request.

Cookies and Tracking Technologies

The Site may use cookies, pixels, and similar technologies to operate the Site, remember preferences, understand visitor activity, measure performance, prevent fraud, and support marketing. You may configure your browser to block or alert you about cookies, but some Site features may not function properly without them. We may also use third-party analytics services that collect information about Site usage according to their own privacy practices.

Third-Party Links

The Site may contain links to websites, platforms, or services that we do not own or operate. We are not responsible for their content, security, or privacy practices. Review the privacy policy of each third party before providing information to it.

Children's Privacy

The Site and Services are intended for adults who are at least 18 years old. We do not knowingly collect personal information from children under 18. If we learn that information from a child under 18 was collected, we will take reasonable steps to delete it. Contact us if you believe a child has provided personal information to us.

Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices, technology, legal requirements, or Services. When changes are made, we will revise the “Last Updated” date and may provide additional notice when appropriate. Your continued use of the Site or Services after an updated Policy is posted means the updated Policy will apply to your future interactions with us.

Contact Us

Contact Bluprint Solutions Inc. with questions, concerns, or requests regarding this Privacy Policy or our handling of personal information.